Looking to buy a home in the ever-growing California Central Valley? Looking to sell or refinance your home? Taylor Mortgage offers the highest level of service and local expertise to all our clients. With a centrally located office in Modesto California - We offer many tools and services to help you accomplish your goals quickly, efficiently and with the customer service you expect.

NMLS ID: 290444

Who we are

We offer many different types of loans to suit you needs. Whether it is a purchase, a refinance of your existing loan, or a credit line for the add-on you have always wanted... We can help you find the right loan product to suit your needs.


  • "Thank you so much for helping us get our home! We already absolutely love it! It is so much better than we ever expected. Thank you for holding our hands and leading us through the process. We will recommend you to everyone we know going through the home buying process."

    Rick and Terry ~ Modesto, CA
  • I would just like to thank you for your wonderful service you provided Michelle and I in buying our new home. You were great to work with, and very patient. You were a large part of making both of our life long dreams possible, and we thank you very much for your service and patience.

    Chad J. ~ Ceres, CA
  • "Your professionalism and personal attention was a surprise, as most mortgage brokers just look for the sale. You helped not only with the whole process of getting us our home, but used his personal time to help us understand other aspects associated with our home months after we moved in. You are a friend that looks after your best interest."

    George B. ~ Hughson, CA


Owner and Non-Owner Occupied Residential Home Loans for Purchases, Refinancing, Reverse Mortgages and Investment Properties.

Mortgage Lending

Specalizing in FHA, VA, and Conventional Mortgage Lending. Purchase or Refinance, Owner or Non-Owner Occupied.


Highly Skilled, Prompt and Professional Processing of all types of loans. We make the experience easy and pleasant for you!

Customer Care

Timely responses to applications and intelligent answers to your questions. Professional and secure storage of clients personal information.


Taylor Mortgage Company is a locally owned mortgage brokerage offering home loans at the current lowest rates and fees available on the market. As a mortgage broker, as versus a banker, Taylor Mortgage can offer financing plans and programs at rates, fees, and terms many other companies can't even dream of. But we admit it, many of us in the mortgage business get our water, "so to speak", from the same well. So what do we do to set us apart from the crowd? For one thing, Service! Just think! Now you can refinance a house, take out enough cash for a down payment on another home, purchase the new home and have all your financing done and never have to speak to or give your vital information to more than one agent. We handle the whole transaction, refinance, purchase, list, sell and finance, all in a seamless stress-less process. No one can, or will, do more for you than we will, to get the job done!

Our Team

Jim Taylor

Jim Taylor

Owner - Broker

    Jim has been a prominent business member of the Modesto business community for many years.
    He has been the long time owner operator of Taylor Mortgage since it's inception.

    A Navy veteran who proudly served in Vietnam.
    CA BRE# 01080738
    NMLS ID: 281470

    Cassidy Spencer

    Cassidy Spencer

    Broker - Associate

      Cassidy is a Beyer High School graduate who has worked for Taylor Mortgage Company since 2001. At the age of 29 she obtained her Real Estate Broker License.

      She prides herself on being well versed in the different aspects of lending and real estate business. In her spare time she enjoys golfing, singing, snowboarding, ATV quading, fishing, wakeboarding and spending quality time with friends and family.
      CA BRE# 01309714
      NMLS ID: 253313

      Linda Barrett

      Linda Barrett

      Sr. Loan Specialist

        With over 25 years in mortgage lending I have focused on and specialized in VA, FHA and USDA loans to help borrowers needing low down payment options or that have minimal or troubled credit histories to find an option to meet their needs. Conventional loans are sometimes out of the reach of some borrowers due to lack of down payment or past credit or foreclosure issues.

        I strive to help our first responders and community protectors by accommodating their schedules in order to make the process as easy as possible.

        During this time I have volunteered with several Veteran’s groups and civic organizations to help inform my clients of changes in our market and what is needed to successfully obtain a home. I help my clients refinance their loans in order to lower their payment, remove pmi or get cash for home improvements.
        CA BRE# 01149430
        NMLS ID: 240284


        Contact Info

        1101 sylvan ave.
        Suite A-23
        Modesto, California 95355